M
R
Mercury vs Ramp
Side-by-side comparison of Finance tools to help you make the right choice.
Mercury
finance
Rating
4.7/5
Modern banking platform built for startups with powerful financial tools, treasury management, and seamless integrations.
Starting Price
Free
0-day free trial
Ramp
finance
Rating
4.8/5
AI-powered corporate card and expense management platform that saves companies an average of 5% on annual spend.
Starting Price
Free
0-day free trial
Detailed Comparison
Pricing
Mercury
Free
2 plan(s) available
Ramp
Free
1 plan(s) available
User Rating
Mercury
4.7/5
4,200 reviews
Ramp
4.8/5
3,400 reviews
Winner
Features
Mercury
4 features
No Monthly Fees, Treasury Accounts, Multi-entity Management
Ramp
4 features
AI Spend Insights, Real-time Expense Tracking, Virtual Cards
Integrations
Mercury
5 integrations
QuickBooks, Xero, Gusto
Ramp
5 integrations
QuickBooks, NetSuite, Xero
Security
Mercury
3 certificates
FDIC Insured, SOC 2, GDPR Compliant
Ramp
3 certificates
SOC 2, PCI DSS, GDPR Compliant
Free Trial
Mercury
0 days
Free trial available
Ramp
0 days
Free trial available
Overall Assessment
Ramp leads
Based on our evaluation criteria
Ramp scores higher across multiple categories. Consider your specific requirements when making the final choice.
Choose Mercury if you:
- Need no monthly fees
- Prefer free pricing
- Work in Startups industry
Choose Ramp if you:
- Need ai spend insights
- Want higher-rated solution
- Work in Technology industry