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Ramp vs Mercury
Side-by-side comparison of Finance tools to help you make the right choice.
Ramp
finance
Rating
4.8/5
AI-powered corporate card and expense management platform that saves companies an average of 5% on annual spend.
Starting Price
Free
0-day free trial
Mercury
finance
Rating
4.7/5
Modern banking platform built for startups with powerful financial tools, treasury management, and seamless integrations.
Starting Price
Free
0-day free trial
Detailed Comparison
Pricing
Ramp
Free
1 plan(s) available
Mercury
Free
2 plan(s) available
User Rating
Ramp
4.8/5
3,400 reviews
Winner
Mercury
4.7/5
4,200 reviews
Features
Ramp
4 features
AI Spend Insights, Real-time Expense Tracking, Virtual Cards
Mercury
4 features
No Monthly Fees, Treasury Accounts, Multi-entity Management
Integrations
Ramp
5 integrations
QuickBooks, NetSuite, Xero
Mercury
5 integrations
QuickBooks, Xero, Gusto
Security
Ramp
3 certificates
SOC 2, PCI DSS, GDPR Compliant
Mercury
3 certificates
FDIC Insured, SOC 2, GDPR Compliant
Free Trial
Ramp
0 days
Free trial available
Mercury
0 days
Free trial available
Overall Assessment
Ramp leads
Based on our evaluation criteria
Ramp scores higher across multiple categories. However, your specific needs and budget should guide the final decision.
Choose Ramp if you:
- Need ai spend insights
- Prefer free pricing
- Work in Technology industry
Choose Mercury if you:
- Need no monthly fees
- Want proven solution
- Work in Startups industry